COMMUNITY - FORUMS - SELENE ORGANIZATIONS
The Ironwood Bank
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The Ironwood Bank of Tryggr

Summary:

Services ~ Banking | Depositories | Trade Hub

Guild HQ ~ Location

Join Us ~ Tryggr Discord

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Who we are:

The Ironwood Bank of Tryggr, will operate as a stand-alone guild overseeing various Satellite branches throughout the Kingdom of Tryggr. Each branch will function around purpose built vaults with storefronts serving as the main points of contact, The Ironwood bank will work to improve and incorporate the latest technologies & relevant policies to ensure that the bank prospers. The Ironwood Bank will also maintain a unique neutral stance to those both deviant and lawfully inclined ensuring no player goes unserved!

Guild motto: Pacta Sunt Servanda | Agreements must be kept

We also take much inspiration from a well known banking institution that Ironwood bankers in many ways aim to emulate which is ”The Iron Bank”, specifically their legendary ethos and reputation when collecting debts.


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Roles:

Moneylender:

Within the bank underwriters will function at the forefront of the guild, As the backbone of the bank their particular skill set will consist of contract writing utilising both scribing and replication skill trees. As a moneylender is a wealth reallocation specialist their primary function will be to grant customer loans ...with interest of course.

The biggest perk of becoming an underwriter (moneylender) for the Ironwood bank is first and foremost experience earned followed by a very generous compensation system, all moneylenders will be entitled to keep 50% of all commissions charged by the guild for services they carry out. You'll be able to earn substantial amounts whilst maintaining free access to the latest equipment, unlimited resources, research and technological advancements within the chosen field.

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Clerk:

An important role within the bank will be to keep track of all the comings and goings of the various areas of business. One crucial duty will be to document any and all deposits taken in by the bank, particularly those associated with insurance accounts. As such clerks will be instrumental in overseeing the accounting and administration of the bank.

One of the major bonuses of becoming a clerk for the Ironwood bank is first and foremost experience earned followed by a very generous compensation system, all the clerks will be entitled to claim a flat fee system based on the number of assignments they complete for the guild. You'll be able to earn substantial amounts whilst maintaining free access to the latest equipment, unlimited resources, research and technological advancements within the chosen field.

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Parchmenter:

Are set to provide an incredibly valuable service for the guild, they are tasked with producing the essential materials needed for Ironwood underwriters & clerks to carry out their duties. Located separately in exclusive purpose built facilities, these will include ample storage readily available access to stock of products they produce.

All parchmenters of journeyman and above will receive an Ironwood salary in line with their position and title within the guild, the salary of parchmenters will scale in proportion with their skill mastery. Ironwood bankers may accept novice level applicants but as apprentices (volunteers) only. The primary resources needed to create paper will be in unlimited supply and large scale deliveries will be made once per Elyrian year direct to the mill ready to be processed into paper or parchment.

Stationer:

This is a two-fold important role within the guild, first of all their products are required in all areas of the bank especially in servicing the “Clerks & Moneylenders”. The second part of their role will be to sell excess materials to help subsidize the bank, as the bank intends to produce its own materials the surplus will be passed on to the stationer to sell. Whether it is ink, paper or other similar materials used for contracts or manuscripts, Stationers will have a continual supply of merchandise at their disposal.

An enticing perk of becoming a stationer for the Ironwood bank is first and foremost experience earned followed by a very generous compensation system, all stationers will be entitled to keep 50% of all fees charged by the guild for stock they sell. You'll be able to earn substantial amounts whilst maintaining free access to the full stockpiles, unlimited resources, research and technological advancements within your interested field.

Bookbinder:

This is the second of the two-fold roles within the guild, the primary service that bookbinders offer are required for archival purposes and allow the “Clerks & Moneylenders” to adequately carry out their duties. The second part of their role will be the ability to sell their services for further profit within the bank, as the bank will produce & provide all materials for its own purposes. The excess will be available to the bookbinder role who will be able to take manuscripts created by authors and reproduce them in strong bindings to create books that they can also sell or trade.

An enticing perk of becoming a bookbinder for the Ironwood bank is first and foremost experience earned followed by a very generous compensation system, all bookbinders will be entitled to keep 50% of all fees charged by the guild for services they provide. You'll be able to earn substantial amounts whilst maintaining free access to the full stockpiles, unlimited resources, research and technological advancements within your field.

Guard:

As standard all guards will be contracted as Huskarlar and report only to their own associated branch of the Ironwood Bank, they will be of a similar mould to that of the Varangians that formed the legendary Kingsguard. Huskarlar as a minimum requirement will need at least one of their specialisations to be a combat focused skill branch, this is essential for any players wishing to join the ranks of Huskarlar. The aim is to ensure adequate role fulfillment. If interested you'll be subject to a strict contractual agreement based upon services to the Ironwood Bank.

The most valuable rewards for members of the Huskarlar lies with the perk of being outfitted with top tier armour and weapons, all of which will be eligible for periodic upgrades and exchanges as new technologies become available. All weapons and arms will be issued in partnership with Spirithaven's primary blacksmith/weaponsmith "Amgarrak, Hearth of the Forge". This will ensure they remain cutting edge whilst old pieces of armour or weapons will be traded back into the armoury to offset upgrade costs.

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Royal Mint Worker:

Those entrusted to work within the Royal Mint will be subject to multiple safeguards in place to protect the Kingdom from theft. The Mint will be located in an undisclosed purpose built facility, All mint workers will be paid via an Ironwood salary for their position and title within the guild, the salary of mint workers will scale in line with their skill mastery (game mechanics pending) all workers can expect to be extremely well paid in return for their full cooperation with the guilds strict guidelines within this specialised branch of the banking service.

Only once thoroughly vetted will applicants be accepted into the role. The primary resource needed to mint the Kingdoms currency remains TBD (to be determined) but sufficient resources will be set aside by the Kingdom to ensure that mint workers have what they need in vast supply and large scale deliveries made regularly direct to the mint to be processed.


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9/21/2019 7:58:48 PM #1
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Services:

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Each branch of The Ironwood Bank, will consist at their core of Underwriters (Moneylenders) being commissioned to draw up various purchasable types of explicit contacts, as well as Security personnel assigned to guard the workers and items within. The secondary function of any branch will be to serve as a depository for in-game items, Clerks will be available to facilitate the administration of such transactions, ranging from production/trade goods to valuable contractual agreements and even personal wealth. Some examples of services carried out by the guild:

  • Banking Services (Appraisals, Safe Deposits, Loans & Investments)

  • Trade Contracts (Agreements, Confidentiality Clauses)

  • Service Contracts (Delivery, Bounty Contracts, Labour, Security)

  • Land Management Contracts (Rental, Selling, Buying)

  • Family Contracts (Marriage, Inheritance)

  • Organisation Contracts (Founding Charters, Internal Agreements, Clauses)

  • Parchment/Paper sales (Sale of parchment/paper offered for general purchase sold in stacks/bulk)

  • Royal Mint (Sale/Exchange of Foreign currency)

  • 24/7 Guards (Utilising both PC and NPC as security personnel all of whom will be trained to a minimum standard expected of The Ironwood Bank)

  • Neutral Party (As a neutral party in all agreements the bank provides a practical location for contracts between two parties to be arranged/discussed and then held safely and securely in the KCB vault)

  • Purpose Built (The vaults of Ironwood Bank will be purpose built in contrast to hidden vaults/safes ours will be dedicated projects with no expenses spared and the location may or may not be known)

  • Guildmarks (lines of credit between the bank and partnered services ensure no currency ever exchanges hands as opposed to carrying valuable currency putting you at risk of theft)


Trade:

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A key area of the bank is to assist in the facilitation of trade involving varying quantities of goods from approved merchants/traders, the bank more specifically it’s guarded warehouses will act as secure supply sites for commodities before they are sold. Upon completion of any sale, items can be transferred to the buyer in person or via pre-arranged courier service. Alternatively purchased goods can be transferred directly to the buyers personal repository space should they also hold one with the bank.

  • Safety deposit system annual/yearly fees will be payable every Four Elyrian Year(s) from the date of item(s) first being deposited

  • Item(s) removed before the annual renewal date will be subject to a minimum of One Elyrian Year fee.

  • Pre-arranged or agreed upon late payments are possible should a branch manager be contacted before reaching the third Elyrian year in which fees are due.

  • Failure to adhere to the terms and written conditions of all contractual agreements with The Ironwood Bank will result in any item(s) currently stored being declared forfeit as such they will become property of the bank and sold off.


Insurance:

  • The Ironwood Bank of Tryggr will offer insurance services for certified traders throughout the continent on a case by case basis which is reviewed periodically.

  • Ironwood insurance will offer traders what’s called the “Ironwood Guarantee” whereby affiliated traders can claim up to 100% of any losses, thefts or damaged items for replacement or reimbursement.

  • Insurance premiums will be subject to review based on the number of claims vs no claims made by the trader within the standard Four Elyrian Years Cover Period in addition to any changes with the trader.

  • Traders & The Ironwood Bank will have secure contracts in place to ensure both parties are satisfied and agree to the terms set by said contract enabling implicit Kingdom laws to apply

  • Insurance rates will depend on a number of worldly factors i.e. Regular distance travelled, Number of Companions, Size of Guild (if part of one) and most importantly the traders reputation.


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Location:

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All items will be held in confidence either locally or regionally by the guild. The HQ and main vault will be set within the Capital of Myrkland, Spirithaven. As the guild expands we'll expand with smaller purpose built repositories throughout Tryggr known as branches. Each one will act as a franchise of the main guild offering at least the essential guild services. Such as family contracts, service contracts among it’s banking services.

Situated in various locations throughout Tryggr territory, these scaled-down repositories will be overseen by Underwriters (Moneylenders) of the guild who will hold the title of Branch Manager and operate with autonomy provided guild guidelines are followed. In each instance branch will benefit equally from any and all enhanced features collectively.

Why join us:

The goal of Ironwood bankers is to provide a stable, fun and dynamic financial service to what will be a player driven economy within Elyria, the bank will aim to cover multiple areas working in collaboration with several of the other organisations in Tryggr. Our required roles offer a means for all those involved to earn substantial coin in addition to skill rewards towards a range of skill trees across the four primary positions.

Our reputation is tied directly into the Monarchy, Therefore ensuring that it is vital to the continued operation of the entire business venture and the Kingdom, this means that any and all agreements are kept to the letter and ensures repeat business from PCs and NPCs alike therefore granting continued gameplay for those involved.

Ultimately banking is a much undervalued / underrated area of the game that will play a significant role within all of Elyria, we hope to provide our members with a well thought out model on which to maximise your enjoyment within any of the positions highlighted (or ones we have yet to consider) and of course last but not least…

Guild-wide perks all guild members will receive half rate discount when using any of the guilds services or purchasing additional guild supplies regardless of their role within the guild!


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9/21/2019 8:47:50 PM #2
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Location:

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All items will be held in confidence either locally or regionally by the guild. The HQ and main vault will be set within the Capital of Myrkland, Spirithaven. As the guild expands we'll expand with smaller purpose built repositories throughout Tryggr known as branches. Each one will act as a franchise of the main guild offering at least the essential guild services. Such as family contracts, service contracts among it’s banking services.

Situated in various locations throughout Tryggr territory, these scaled-down repositories will be overseen by Underwriters (Moneylenders) of the guild who will hold the title of Branch Manager and operate with autonomy provided guild guidelines are followed. In each instance branch will benefit equally from any and all enhanced features collectively.

Why join us:

The goal of Ironwood bankers is to provide a stable, fun and dynamic financial service to what will be a player driven economy within Elyria, the bank will aim to cover multiple areas working in collaboration with several of the other organisations in Tryggr. Our required roles offer a means for all those involved to earn substantial coin in addition to skill rewards towards a range of skill trees across the four primary positions.

Our reputation is tied directly into the Monarchy, Therefore ensuring that it is vital to the continued operation of the entire business venture and the Kingdom, this means that any and all agreements are kept to the letter and ensures repeat business from PCs and NPCs alike therefore granting continued gameplay for those involved.

Ultimately banking is a much undervalued / underrated area of the game that will play a significant role within all of Elyria, we hope to provide our members with a well thought out model on which to maximise your enjoyment within any of the positions highlighted (or ones we have yet to consider) and of course last but not least…

Guild-wide perks all guild members will receive half rate discount when using any of the guilds services or purchasing additional guild supplies regardless of their role within the guild!


Interested in joining:

If you’d like to find out more or to discuss more about the guild please join our discord here:

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10/15/2019 1:27:06 AM #3
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Great post, I'm looking forward to the Bank getting up and running.

Being banked by a king can't be bad for business, where do I invest?


11/22/2019 11:01:23 AM #4
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Splendid im looking forward to see how this play out


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